Separate the values
Buildings, contents, equipment, stock and activities are distinct. Owners, tenants and different businesses have different needs.
Earthquake cover
Compulsory Earthquake Insurance addresses eligible building damage under its terms. Do not assume contents or business interruption are included. Compare policy documents with current official guidance.
Home questions
Ask about building and contents, water damage, theft and assistance conditions. Provide accurate address, use and value information.
Business needs
Explain equipment, stock, transport and liability needs. Interruption cover is not automatic; ask about each requested protection.
Request a quotation
Share use, values and timing. Review limits, deductibles and exclusions. The written policy establishes cover; share private documents only when necessary.